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Learning About Financial Planning

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Learning About Financial Planning

Hello, I'm Cynthia. I would like to welcome you to my site about financial planning. After heading off to college, I found my bank account dangerously low or in the negative far too often. I had enough funds to sustain my needs each month, so I set to work figuring out what happened. I developed a personal budget system that worked to keep money in my account while still being able to enjoy college life. I will talk more about this budgeting system, and its importance, on this website. I hope you will come by to learn how to get your finances in check as well. Thanks.

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Latest Posts

Why Retirement Planning Is a Wise Move for Your Future
23 October 2023

The earlier you start retirement planning, the mor …

When Should You Consider Individual Financial Planning?
3 March 2023

Making a financial plan can be both intimidating a …

What Type Of IRA Should You Use For Retirement Savings?
12 September 2022

Are you worried about not having enough money for …

Financial Planning for Young Couples: Do You Need Life Insurance?
1 June 2022

If you and your spouse are in your early thirties, …

3 Things Small Business Owners Should Consider When Designing A 401K Plan
15 February 2022

If you are a small business owner, it's likely tha …

How Much Of Your Pre-Retirement Income Will You Need In Retirement?

8 December 2021
 Categories: , Blog

How much income will you need in retirement? Like many aspects of retirement planning, estimating this number is often challenging. While many professionals recommend using a certain percentage of your pre-retirement income, most individuals need to tailor their plans for their specific circumstances. So, what percentage might you begin with? And why might you need to raise or lower this percentage? Here's what you need to know. The 80% Guideline Read More 

Are You Investing In Yourself? 5 Ways To Do So

7 October 2021
 Categories: , Blog

As your portfolio grows, investing in the right places not only protects it but also helps it continue to grow over the years. But are you investing in yourself? This can be one of the most important ways to invest for the future and ensure you always have financial stability. Here are five ways you can do just that.  1. Invest In Your Education One of the most obvious ways to invest in yourself is to increase your earning potential through education. Read More 

5 Ways to Financially Plan for Big Vacations

10 August 2021
 Categories: , Blog

To enjoy the best, most relaxing vacation possible, you should be financially prepared for it. But many people find it difficult to financially plan for a vacation. What could make your efforts the most successful they can be? Here are five things you can do. 1. Create a Separate Fund Don't keep your vacation savings or investments in the same place as any of your general funds. Doing so can result in raiding that money for other things and may not keep you as motivated as a dedicated fund. Read More 

Want To Travel? 5 Financial Planning Tips To Make It Happen

16 June 2021
 Categories: , Blog

Financial planning may seem like unwanted homework, but it actually empowers you to do more of the things you love. Consider a person who wants to travel more. No matter how you wish to travel, how long you want to be gone, and where you want to go, financial planning will make it easier and more successful. How can you accomplish this? 1. Set Up Dedicated Savings Dedicated funds for specific goals make these goals more concrete and help you stay focused on them. Read More 

5 Reasons Your Company Needs Financial Planning Services

30 March 2021
 Categories: , Blog

Your business can only grow if you manage your finances effectively. However, it can be challenging to run your business operations, make critical decisions, and still track your finances closely. Fortunately, you can work with financial planners to make work more manageable. Since the experts are experienced, they can help you attain financial success. The following are five compelling reasons to invest in financial planning services for your business. 1. Increase Cash Flow Read More