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Learning About Financial Planning


About Me

Learning About Financial Planning

Hello, I'm Cynthia. I would like to welcome you to my site about financial planning. After heading off to college, I found my bank account dangerously low or in the negative far too often. I had enough funds to sustain my needs each month, so I set to work figuring out what happened. I developed a personal budget system that worked to keep money in my account while still being able to enjoy college life. I will talk more about this budgeting system, and its importance, on this website. I hope you will come by to learn how to get your finances in check as well. Thanks.

Latest Posts

What Type Of IRA Should You Use For Retirement Savings?
12 September 2022

Are you worried about not having enough money for

Financial Planning for Young Couples: Do You Need Life Insurance?
1 June 2022

If you and your spouse are in your early thirties,

3 Things Small Business Owners Should Consider When Designing A 401K Plan
15 February 2022

If you are a small business owner, it's likely tha

How Much Of Your Pre-Retirement Income Will You Need In Retirement?
8 December 2021

How much income will you need in retirement? Like

Are You Investing In Yourself? 5 Ways To Do So
7 October 2021

As your portfolio grows, investing in the right pl

What Type Of IRA Should You Use For Retirement Savings?

Are you worried about not having enough money for retirement? If so, you're not alone. According to a recent survey from Gallup, 63 percent of Americans are worried about not having enough money saved to fund their retirement. The good news is that if you start saving now, you may be able to close the gap and have enough money accumulated to fund the type of retirement you desire. One saving option is an Individual Retirement Account, also known as an IRA. Read More 

Financial Planning for Young Couples: Do You Need Life Insurance?

If you and your spouse are in your early thirties, work full-time jobs, and only suffer from a few health conditions, you may not think you need life insurance just yet. But even if your family's combined income is substantial, you may still need to obtain a life insurance policy for your needs. Learn more about life insurance policies and why you should obtain coverage for yourself and your spouse below. Read More 

3 Things Small Business Owners Should Consider When Designing A 401K Plan

If you are a small business owner, it's likely that you already possess expert knowledge in the products or services you provide. Just as likely, however, is that you are less knowledgeable when it comes to designing a 401k for your employees. While a 401k is fairly straightforward once it is put into place, choosing the best possible one for your business will depend entirely on your professional and financial goals. Read More